FAQ

Firstly, complete one of our online applications and submit and submit it right away so that we can give you feedback. The usual 2 pieces of valid photo identification is required, proof of income/employment and proof of address.

We guarantee you that your loan application will be processed on the very same day it is received. Since applications are unique to each applicant. We may require additional information from you which may cause it to be finalized the following day.

We only charge you a processing fee if your application is approved. The fee must be paid before we can credit your account. Your loan officer will advise you the applicable fee.

We always recommend the most affordable monthly payment. Therefore, extending your term for additional few months may be a wise choice. You always have the option to payout your loan early if you so desire.

 Yes, you can apply for a second loan. Remember, once we can confirm that you can afford a second loan and the payment is secured to come to us. We will recommend your loan for approval.

Yes, you can apply for a loan for almost any purpose.

 Having a bank account is not a requirement, however it is encouraged that you open a bank account with First Caribbean Bank which allows us to transfer funds online directly to your account hassle free.

Yes, you can. Once we received all the necessary documentation and complete our due diligence. We will contact you to complete the process.

Yes, you can. Our services is extended to the entire Turks and Caicos Islands. If you cannot complete your application online, just let us know and we will work to assist you.

Yes, you can. We offer loans to salaried employed as well as self-employed persons. Once we can confirm your capacity to repay your loan comfortably, we will proceed with your application.